Transforming your NY house into an energy efficient, healthy home.

Financing & Incentives

At Healthy Home™ Energy and Consulting, we're always on the lookout for ways to help you finance your home performance upgrades. In addition, we keep up-to-date on available tax credit options at the federal and state level as well as home performance programs that offer incentives and/or an energy efficiency rebate to homeowners. We are a participating contractor in the NYSERDA Home Performance with Energy Star, NY Sun and ReHome NY programs.

Affordable Financing Options

Green Jobs Green New York Financing (On Bill Recovery and Smart Energy Loan)

  • Fixed interest rates as low as 3.49% (income qualified)
  • No pre-payment penalties with 5, 10 and 15 year loan terms
  • Maximum loan amount of $25,000

GreenSky Financing

Financing Options from GreenSky
Finance Your Project
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race,color, religion,natinal origin, sex or familialstatus. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22
  • No interest and no payments for 12 months* 
  • Reduced APR of 9.99% for 120 months*

*subject to credit approval


The New York State Energy Research and Development Authority (NYSERDA) offers a range of programs to provide assistance in completing home performance and solar power improvements, including:

Home Performance with ENERGY STAR

  • Reduced cost comprehensive home energy evaluation for income eligible homeowners.

Assisted Home Performance with ENERGY STAR Subsidy for income eligible homeowners.

  • 50% up to $4,000 of eligible project cost for single family residence
  • 50% up to $8,000 of eligible project cost for multi-family residence


  • First-come-first-served per watt rebate incentive for qualifying Solar PV Systems

Energize NY is a community-based energy efficiency program. Energize helps commercial and non-profit property owners with Property Assessed Clean Energy (PACE) financing for deep energy improvements.

Healthy Home™ will handle all of the NYSERDA rebate paperwork for you. Our team will also provide you with all of the necessary documentation for your accountant to claim any applicable federal and state tax credits on your tax return.

Ask us about local utility incentives for your home energy upgrades.

Federal and State Tax Credits

Insulation, Windows and Doors

  • Federal tax credit of 10% up to $500 on project material costs.

Solar PV

  • Federal tax credit of 30% with no maximum for PV systems

  • New York State tax credit of 25% of system cost up to a maximum of $5,000

Air Source Heat Pump Systems

  • Federal tax credit of $300 on qualifying systems

Give us a call to find out about customized financing packages and incentive programs for your home performance upgrades.

We partner with a variety of financing programs!

We'll help make your home energy upgrade affordable.


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What Our Customers Are Saying

  • As soon as the Healthy Home™ workers were finished, I noticed there were no more drafts or 'cold rooms' in the house. Our comfort level immediately increased.

    John K.,
  • What a difference Healthy Home™ made! They stuck to their estimates, were conscientious in completing the work and cleaned up after themselves every day. I felt comfortable having them in my home, and I have already seen savings in our bills.

  • The workers were definitely a real team. It was nice to see them in uniforms with Healthy Home™ branded equipment. My home didn't feel like a construction site at all.

  • Fantastic. Jon and his crew were efficient, very clean, very thorough, polite, professional, and very nice...not to mention on schedule. Their solution on how to insulate our roof and garage was also better than the other bids we received. I would recommend them without question.

    Sleepy Hollow, NY
  • "Once agreed and the appointment was set, Chris and his crew arrived right on time and completed the project exactly in the time frame he advised. I met the crew and they were all extremely nice and the work was exceptional, surpassing my expectations.

    Stamford, CT
  • Working with Healthy Home™ was a great experience - from the initial emails with Chris to our first meeting with Jon and then the actual work being completed. Everyone was super responsive and reliable. The house feels more comfortable and we had such an enjoyable time getting to this point.

    Chappaqua, NY
  • We have been very pleased and completely satisfied with Healthy Home™ Energy and Consulting. We wanted more energy efficiency out of our 100 year old house. Healthy Home™ Energy and Consulting first performed a thorough audit finding many areas in our house that could be better insulated.

    Bedford Hills, NY
  • HH performed a comprehensive energy audit and suggested three waves of work. We have completed the first wave - sealing the home from infiltration and insulating a floor that was directly exposed to the cold. Amazing difference in comfort level after the work was complete.

    White Plains, NY
  • I recommend Healthy Home™ without reservation. They are reliable, thorough, on-time and very knowledgeable. They did a wonderful job with the installation of my ductless heat pump/AC unit.

    Kate S.,
    Mahopac, NY
  • Working with Healthy Home™ to purchase my solar PV panels was a terrific experience... They handled all of the permitting, utility and rebate paperwork... We now have a solar system that reduces our electricity costs significantly and looks great.

    Pound Ridge, NY
  • "This is amazing.  It is 55 degrees outside and I have the heat turned OFF - and it is 75 degrees inside the house and it is not getting any cooler inside.  I feel like I may not need the heat this winter with the new insulation.  I... Read More

    Croton On Hudson, NY
  • Everyone I came in contact with were extremely polite, courteous and professional. On top of that you guys know your business and are efficient in executing it.

    James Deesso,
    Somers, NY
  • Mitchel, 4 year employee

    I have been working at Healthy Home for four years now and over that time I have made some great friends and gained an amazing amount of knowledge on how homes are built.

    Mitchel, 4 year employee,